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Bankers screwing sex workers...

Moralist banks in Australia close accounts of businesses they don't like


Link Here22nd January 2023
Arbitrary screwing of sole traders and small businesses by financial institutions is a longstanding problem in AUstralia.

Now Australia's banks have doubled down on the reasons they believe they should not be required to tell customers or potential customers why they can't have basic banking services. In most cases this is because the bank doesn't approve of several types of industry seemingly on the basis or morality.

According to the Australian Small Business and Family Enterprise Ombudsman, such businesses include cryptocurrency traders, brothels, individual sex workers and sex shops, tattoo parlours and precious metal traders. Cases have also been reported among firearms dealers, vaping retailers, mining companies and the agriculture and farming sector.

A typical example was high-profile Sydney escort, Samantha X, who last year reported her long-standing account with ING had been shut down. When she asked for an explanation, she said she was told: We can't tell you why sorry, it is a business decision.

The ongoing issue was highlighted a year ago by independent reviewer Mike Callaghan, who was commissioned by the Australian Banking Association (ABA) to conduct the three-yearly review of the banking industry's code of conduct. Callaghan rebuked the banks for what he called blanket denial of services seemingly with regard to the customer's occupation on the basis that they are concerned the AUSTRAC anti-money laundering provisions may come into play.

The ABA's blunt response appears to be: No, we won't agree to change our practices, or tell businesses or individuals why they have had financial services denied or withdrawn, until we are forced to do so.

 

 

Unequal breasts...

Facebook ordered to allow images showing trans female breasts whilst still banning natural female breasts


Link Here18th January 2023
Full story: Facebook Censorship since 2020...Left wing bias, prudery and multiple 'mistakes'
Facebook and Instagram will allow transgender and non-binary users to flash their bare breasts -- but women who were born female are still not allowed a similar freedom, according to Meta's advisory board.

Meta's Oversight Board -- an independent body which Meta CEO Mark Zuckerberg has called the company's Supreme Court for content moderation and censorship policies -- ordered Facebook and Instagram to lift a ban on images of topless women for anyone who identifies as transgender or non-binary, meaning they view themselves as neither male or female.

The same image of female-presenting nipples would be prohibited if posted by a cisgender woman but permitted if posted by an individual self-identifying as non-binary, the board noted in its decision.

The board cited a recent decision to overturn a ban on two Instagram posts by a couple that describes themselves as transgender and non-binary that posed topless but covered their nipples -- only to have the post flagged by other users. Meta banned the image, but the couple won their appeal and the photo was restored online.

Meta will rely on human reviewers will now be tasked with trying to determine the sex of breasts.

 

 

Bankers take control...

Adult companies using Visa payment services need to follow additional rules to maintain proof of consent for adult performers


Link Here3rd January 2023
Visa has quietly released its updated guidelines that address user-uploaded adult content. The good news is: the regulations are very similar to Mastercard regulation AN 5196, Revised Standards for New Specialty Merchant Registration Requirements for Adult Content Merchants, which went into effect back in October 2021.

If companies are compliant with this Mastercard regulation, then they should be in good shape to also comply with the Visa changes.

The new Visa regulation, Visa Rule ID 0003356, is part of the Global Brand Protection Program Guide for Acquirers. It focuses on merchants who allow third-party users to upload or generate content. This includes real-time or livestreaming content produced and shared on social media sites, tube sites, cam sites, adult dating sites and voyeur programs. When it comes to user-uploaded content, the new Visa regulation states there must be consent in writing and it needs to include several things.

First, the merchant must enter into a written agreement with the content provider and the agreement must include that the content does not have any activity that is illegal. Content providers are required to maintain records from all persons depicted in the content and confirm that there was consent given to be depicted. Proof is also needed that consent was given to allow public distribution of the content, including uploading it to the merchant's website. Visa also recommends the use of a third-party provider that specializes in the validation of government identification.

All content must be reviewed prior to publication to ensure that it complies with all applicable laws and Visa rules.

Lastly, if the content is livestreamed, the merchant must have controls in place to manage the content.

See further details in article from xbiz.com




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